Madeline Barnard Essays - Religion, Culture, Cultural Anthropology

Madeline Barnard Professor Coffey HS/102/01 September 20, 2016 European Witch Hunts The European witch-hunt lasted for sixty years causing constant turmoil throughout Europe. Due to the constant tension, women started to be accused of witchcraft. Religious conviction and science caused many questions to appear, as people started to panic about the alleged "witches". From 1570 to 1630 women were being targeted for witchcraft. Most people believed these women were witches because of their sex, their economic or social status, or because they were considered vulnerable. Due to the fact vulnerable women were thought to lack power and family support, they were common targets of the accusers. The women that were targeted also were "usually impoverished" (Hoak 1271). Also, Europe during this time period was war stricken and was facing a social upheaval, so resources were very scarce. This is how witch hunters justified their actions of eliminating "witches". People believed that these helpless women wanted more power to control their enemies and that's why they participated in witchcraft. I believe that that the socioeconomic conditions of this time period had a tremendous impact on the witch craze. For example, there was a lack of resources, which made life a challenge for the "witches" but their accusers as well. The accuser had no problem killing off "witches" due to the socioeconomic issues. Additionally, I feel as though the Scientific Revolution and the Reformation both played a major part in the witch craze. For instance, the Reformation made people feel as though god was not present in everyday life. As seen in the textbook on page 49, Protestants thought, " the symbols and rituals have provided a sense of protection" (text) were missing. As more questions arose about science people began to question everyday life and the unknown. Which contributed to the witch-hunt, craze and caused many questions to arise. I think that because everyone was questioning science they needed something to believe and that's were witches came in. By attempting to reconcile religious conviction with science it brought on the witch-hunts. I strongly agree with Dale Hoak's assessment of the witch craze because witch hunting appears to have been a socially destructive by product of the European transition to modernity.

medical insurance essays

medical insurance essays The initial idea of medical insurance should have been a good idea as a way of helping Americans afford medical bills in a case of emergency or just routine physicals and check-ups. A lot of lower class Americans could not afford the treatment and would therefore go without medical attention in both of these cases. In cases of emergency, they would usually be put in to collection because they could not pay the bills after the treatment. The government decided to set a plan to have humans insured, just like automobiles, to supposedly make medical treatment available to all people - high, middle, or low class. This should have been a good idea...however, I believe that it has only made By making this plan for insurance on human health, the insurance agencies are making trillions upon trillions of dollars on people who would usually skip going to the doctor for a common cold. Initially, the insurance policies were made to help in emergency situations for people who had a broken a leg, or had to have major surgery and could not afford the price of high-technology treatment. The insurance would have made the customer pay about fifty dollars a month out of theyre hard-earned money whether they were going to use it or not, for medical treatment. Still, the insurance did not cover all of the expenses even though the customer is shelling out thousands of dollars, sometimes for nothing. It is just another way for a large insurance business to make people believe that they need to insure their own health, like they were a possession or an item. Now people are paying for insurance that they seldom use, but feel better because the business has made them believe that they cannot and will not live without medical Another bad result of medical insurance is that it has turned the entire field of ...

Essay on Finance Law Example | Topics and Well Written Essays - 1000 words

On Finance Law - Essay Example As in the case of Salomon Vs Salomon, the court held that the two were separate entities. Walter therefore has the fiduciary duty to negotiate on behalf of the company while putting the interest of the company first. 1b. (i) According to the signed document that constituted the contract, the interest rate on the loan is 8%. Eight percent is therefore the appropriate interest rate that should be legally charged on SE Pty Ltd. Charging any rate lower or higher than the agreed rate as per the contract constitute a breach of contract and is therefore unacceptable and illegal. The company can as a result sue the bank for breaching the term of the contract and demand damages or refund for any loss that might have been attributed to the breach (Keenan & Riches, 2007). SE Pty Ltd can thus legally insist that the interest be calculated at 8% rate. (II) There would be legal ground for the company to obtain compensation if it could not insist on the loan calculation at 8%. In the legal suit aga inst the bank, the company would contend that the calculation of interest at 11% interest made them incur additional cost and this hindered their operations. The bank would then be faced with the duty of determining the amount of compensation to award for the losses caused to the company. Moreover, SE Pty Ltd could argue that a cardinal term of the contract was breached whose impact can be determined financially. 1c. According to the banking law, the bank has a right to combine accounts without permission of the customer so long as the accounts are held in the same capacity. It was therefore in order for the bank to combine the loan account and current account because they all belong to the same company. In addition, the customer (SE Pty Ltd) owes the bank some debt. This verdict will be similar to the previous case of Garnet Vs McKewan 1872 in which the bank combined the accounts without customers permission (Hudson, 2009). On the other hand, it would be illegal for the bank to com bine the personal saving account of Walter with those of the company because the accounts belong to different owners. The saving account of Walter is completely separate from that of the company and can therefore not be combined. A similar case was in Salomon Vs Salomon in which the separate identity was ruled (Salomon, 1961). 1d. The bank promise to accept only seven installments is unenforceable as they are inconsistent with the terms of the contract signed by the parties. Despite the promise, the bank could still claim that SE Pty Ltd pays the full amount of the loan and interest charges. The promise is only admissible at the goodwill of the bank and is not; legally binding. Moreover, the promise was oral hence; it cannot bar the bank from executing the original contract agreement. Q2a. Walter cannot be forced by the bank to sell his land in Bundoora to pay the loan of $ 1 million. This is because the loan was not Walter’s personal loan but was for the company. Moreover, t he land in Bundoora is not the property of the company. The case of Salomon vs Salomon in which the separation of the property to that of the owners was determined. However, the land at Bundoora can only be sold if Walter has some financial debt to the company. The amount will however be limited to the extent of the debt Walter owes the company (Proctor, 2010). Q2b. The

Hiring issue in Law firm Essay Example | Topics and Well Written Essays - 750 words - 1

Hiring issue in Law firm - Essay Example nterviewee, Blumentrath described the importance of maintaining a well-groomed appearance and carrying an outstanding, up-to-date resume in order to gain positive attention from the organizational recruiter. One key aspect that the presenter believed was important was for the interviewee to proactively identify potential questions that might be presented during the interview. This is to ensure that there are quality communications between the recruiter and the candidate so that the interviewee is able to show interest and dedication toward understanding the principles of the law firm. From the interviewer’s perspective, these elements help set the candidate apart from the rest by showing their enthusiasm and loyalty toward the business where they wish to be employed. Critically speaking, these are many commonly-understood principles associated with recruitment and the interview process that only served as an elementary reiteration of important concepts to gain competitive edge against other candidates. Blumentrath was much more candid when it came to presenting the importance of appearance and dress in this industry. For example, women were informed to ensure that they did not have too much of their cleavage showing from a choice of low-cut dress. What she referred to as the dip test consisted of a self-test involving the ability to touch the collarbone with the tip of the thumb while laying the hand on the chest to make a certain shape. If the test passes, then the dress is considered appropriate for this environment. She also used humorous statements about keeping an extra pair of pantyhose at the desk and a less revealing cardigan in the drawer when dealing with more conservative clients. This dress discussion reinforced the importance of image in this industry and how to take action to ensure that there is always a strategy for working with diverse clients. This was an excellent eye-opener regarding how appearance will be considered by others, such as

Roxanne Swentzell Essay Example | Topics and Well Written Essays - 1500 words

Roxanne Swentzell - Essay Example The artwork by Roxanne gives full focus on the human beings and their daily interaction with the environment. The term environment here refers to the general surrounding. As in people besides the other person, are they the work one does, house chores, defined by gender or political aspects. Human on the other aspect refers to any person. Young or old, a child, woman or even boys. She tries to express her feelings through them and the effects of the environment to their lives. Or even the impact of their lives on the environment. Humans react differently to their environment. Roxanne has strived to bring out the aspect of their feelings. She has balanced the emotional dimensions of the children, shyness, and love to children and how they interact with each other from the general perspective (Swentzell, Roxanne, & Gussie 44). In her artwork of making babies for Indian women, she has designed a Pueblo woman. The woman has a port on her head and babies are emanating from it. Others carried on her laps, some standing on her shoulder while she seats on the ground. The one standing is eager to know who these others are coming from the pot. The sculpture is symbolic. The port represents the birth process. Pueblo is African in nature. From the cultural view, African women should bore and rare to a big number of children and manage it the best way possible. It is disbelief that children are sources of wealth and symbol of a wealthy family. The pot is symbolizing the woman’s uterus: an organ in which conception takes place. Before been expelled through the birth canal, that is the neck of the pot to the point where the children are seen peeping. These depict that an African woman is expected to be very healthy and fertile. In turn, it will enable her conceive as many children as possible. The man, on the other hand, will deal with the task of rearing, educating them. The artist

Porters Four Generic Competitive Strategies Marketing Essay

Porters Four Generic Competitive Strategies Marketing Essay The company that I has chosen is Dean Foods Company. Dean Foods Company is a leader in the quality branded dairy business in United States. Dean Foods Company was founded in the 1925 by Samuel E.Dean and is headquartered in Dallas, Texas. The company was formerly known as Suiza Foods Corporation and in December 2001 its changed its name to Dean Foods Company .Its operating as food and beverage company in United States and also knows as multinational corporation their divided their company into 2 segments which is DSD Dairy and WhiteWave-Morningstar which is different company target on different market .like DSD Dairy which target on markets, and distributes various branded and private label dairy case products such as whipping cream, dairy coffee creamers, and ice cream mix and other.The WhiteWave-Morningstar company is target on dairy related products, soy products such as silk soymilk and milk and so on. (http://finance.yahoo.com/q/pr?s=df). In year 2006 Dean Foods Company have been added into standard and poors 500 index(http://en.wikipedia.org/wiki/S%26P_500) and it also in the ranking number 6 in the top 100 food processing company in year 2009 (http://www.foodprocessing.com/top100/) and manage to earn $ 12,454,613  as total revenue in year 2008. (http://finance.yahoo.com/q/is?s=DFannual),ConAgra ,Dairy Farmer of America and Kreadt Food which is the competitor od the Dean Foods Company (http://www.answers.com/topic/dean-foods-company). The corporate vision of Dean Foods Company is Healthy Foods, Healthy Families, Healthy Business and creating value for our owners in long and short-term, by means of profitable dairy activities; to develop, produce and market a broad range of reliable, natural and nutritious dairy products that contribute to well-being and vitality of life; and to recognize that know-how, quality, dedication and leadership of our employees are the most crucial assets to achieve our targets and make stable growth in their business. (http://www.deanfoods.com/our-company.aspx). This is a very important for an organization that in the beginning of the process strategies analysis it should analysis environment. Environmental analysis should be continuous and feed all aspects of planning. The organizations environment analysis is composed as follows 1.0 Internal analysis 1.1 SWOT Analysis SWOT Analysis is plays an important role to evaluate environmental opportunity in relation to the strength and weakness of the organization resources and it relation to the organization culture. (http://deep-swot-analysis-software.smartcode.com/screenshot.html) By using the SWOT analysis we can know the strengths and weakness internal of organization and also The opportunities and threats presented by the external environment to the organization (http://en.wikipedia.org/wiki/SWOT_analysis) ,SWOT Analysis with the PEST can be used as a basic for analysis if business and environmental. Because all company are aim for maximizing the profit so that SWOT analysis is normally using for general business planning. Normally SWOT Analysis is creating the value for the company then creating the customer for this value we need to know why we can survive in this market what make us become so special or unique compare to our competitor. What customer need remain unfulfilled in this market and why they will purchase our competitor product and so on. Opportunities are area to add value to our product like doing the promotion and advertisement so that our product will be better known in the market and the threat is how u losing your customer .( http://www.sales-and-marketing-for-you.com/swot-analysis.html). For the example as we know Wal-Mart is a powerful retail brand and also is a value for money, convenience and a wide range of products all within the scope of a stores reputation. Even Wal-Mart is the worlds largest food retailers and the control of the Empire, despite its technological advantages, will make some parts of the country, due to large span of control is weak. This is the main weakness o f the company .they have the opportunity to take over, merger, or other forms of strategic alliance of global retailers, focusing on specific markets such as Europe and the Greater China region because the a the largest food retailer company in this world . But they need always change with time because their competitors not only in the local and also global. (http://marketingteacher.com/SWOT/walmart_swot.htm). 1.2 Value Chain Analysis Value chain analysis is how we create the competitive advantages through adding value in any functional area of business and how it might be using for evaluating competitive advantages. (http://www.businessdictionary.com/definition/value-chain-analysis.html) Sources: http://www.remnet.com/porter.html All primary activity will support by the supporting activities which plays an important role in create and maintaining a competitive advantage in current market and it will support by the firm-wide infrastructure. For example McDonalds goes into a win-win relationships with Pret à   manager, a UK sandwich chain which is concentrating on each partners competences. Sources: adapted from American marketing association (2001),Farnham (2001) .case refer to Appendix 1. Through the analysis it will help firm to achieving competitor advantages in different ways which is cost advantage, differentiation and linkages within value activities within the organization and outsourcing activities. Beside that the firm can determine the value of the system in the industry, the various actors in the potential of strategic alliances, its will helps firms to identification of cost drivers by reducing costs and finding ways to optimize the return on the entire value chain links. In addition, the value chain analysis can help firms understand the issues of cost management. For example firm can introduce a new production processes or different sales approach to reducing the cost beside that the firm also can create the differentiation with their competitor by procurement of inputs and make the final product become more unique or either increasing the service level ,finding a cheaper or better suppliers, improve the reliability and flexibility and improve the business processing such as reduce the manufacturing costs, lead time inventory, and avoid the risk in investing in specialized assets . By using this analysis the firm can save a lot of cost and it will increase competitor advantage in the food industry market. 1.3 BCG matrix BCG Matrix is helping the enterprise to determine the product line, analysis their business unit and also allocate resources. Normally it using to analytical tools in brand marketing, product management, strategies management and portfolio of the company. (http://krikor.info/2008/11/bcg-matrix/) (Sources: http://krikor.info/2008/11/bcg-matrix/) Basically the BGC matrix is using to rank the product on the basic of their relative share market and growth rates into four quadrants which show in diagram above. Each represents a different type of business with different strategies and resources requirements. (http://www.maxi-pedia.com/BCG+matrix+model) (http://www.12manage.com/methods_bcgmatrix.html) This model have various advantages which is à ¢Ã¢â€š ¬Ã‚ ¢ à £Ã¢â€š ¬Ã¢â€š ¬ Enables management assesses the organizations present and future potential and provided base for the management to decide and prepare the next action should be taking. à ¢Ã¢â€š ¬Ã‚ ¢ à £Ã¢â€š ¬Ã¢â€š ¬ Provides analysis and comparison to multinational companies framework. à ¢Ã¢â€š ¬Ã‚ ¢ à £Ã¢â€š ¬Ã¢â€š ¬ Provides a good foundation for the formulation and marketing objectives to develop a specific international market. à ¢Ã¢â€š ¬Ã‚ ¢ à £Ã¢â€š ¬Ã¢â€š ¬ Easy to understand decision-makers through a convenient graphical form à ¢Ã¢â€š ¬Ã‚ ¢ à £Ã¢â€š ¬Ã¢â€š ¬ Enables management to make informed decisions. à ¢Ã¢â€š ¬Ã‚ ¢ à £Ã¢â€š ¬Ã¢â€š ¬Provide access to opportunities and issues related to specific product may be useful insights. à ¢Ã¢â€š ¬Ã‚ ¢ à £Ã¢â€š ¬Ã¢â€š ¬Enables management to assess the strength of a company. (http://www.oppapers.com/essays/Bcg-Matrix/164421) By using BCG Matrix analysis, PepsiCo able to market their products and increase their market share and market growth the strategies. In the other hand ,BCG matrix results for PepsiCo is also considered to be inspired by the branding strategy of the company for enhancing the market share and growth of their brands like Frito-lay, Pepsi, Quaker, Tropicana and Gatorade. ( http://ivythesis.typepad.com/term_paper_topics/2009/03/boston-consulting-group-matrix-bcg-on-pepsi-co.html) 2.0 External analysis Is an analysis looking from the outside resources from the company and it might affect the operation of the company. 2.1 PEST Analysis PEST analysis is analysis the external macro-environment that will affect to the entire firm. Its is the short form of politic, economic, social and technology. Its plays an important role to consider by the firm before the organization is starting a marketing process, because some of the factor is no under control of the corporation themselves. ( http://www.netmba.com/strategy/pest/) PEST analysis can be used for business and marketing and strategic planning, product and business development and the research about the market thru the product. The diagram below it shows how PEST analysis can be used for delivery to you from any department or individuals view point of view of the market thru the service and product of the company. (Sources from: http://www.projectsmart.co.uk/pest-analysis.html) PEST analysis has several advantages which is Simple structure Provides an understanding of the business environment. Encourages the development of strategic thinking. May raise consciousness of threats to a project and make the organisations earning profit from it. Can help an organisation to look forward to future difficulty and take action to avoid or minimise their impact Can help an organisation to mark opportunities and make it successfully. (http://www.accessmylibrary.com/article-1G1-141751393/carrying-out-pest-analysis.html) For example Coca Cola Company is using political analysis which is selling the non alcoholic beverage. Beside that they also using the social analysis by introduce the diet coke to the whole world which nowadays are practicing healthier lifestyles in this action their manage to get 43% of all household in the us citizen to buying their product instead of beer or mineral water (http://www.scribd.com/doc/22274938/Swot-n-Pest-Analysis-of-Nestle-and-Coca-Cola) 2.2 Porter 5 forces It uses the concept of the development of industrial organization economics to derive five kinds of forces to determine the intensity of competition, develop a broad and sophisticated analysis of competitive position and the markets attractiveness. In this regard, the appeal refers to the profitability of the industry. This model can help us to define the threats and opportunities in surroundings our business and creating the strategies or decision about the organization. The diagram below is shows about the how the process and what should we focus when we making decision of the porter 5 forces: (http://www.maxi-pedia.com/Five+Forces+model+by+Michael+Porter) By using this analysis it can bring some benefit to the corporation which is Understanding the competitive forces in your industry. Assessing the attractiveness of, and growth opportunities within, a new industry. Developing effective strategies to raise your profitability, power, and competitive (http://www.strategy4u.com/assessment_tools/info.php?s=2) 2.3 Scenario Analysis Scenario analysis typically focuses on how to estimate the portfolios value will fall if the adverse events, or worst case, a reality. Scenarios involving different rates of reinvested earnings are expected to a horizon, we will re-investment return on investment. (http://www.investopedia.com/terms/s/scenario_analysis.asp) Even the scenario analysis doesnt tell you what should do to meet the customer needs and wants but they can help you understand the potential impact and benefits of different methods. Lets put in front of you all the possible results can help you make the best decision. This analysis has some advantages which is: Multiple scenarios can alert organisation when their facing some uncertainties planning which for future. scenarios help to overcome the tendency to be overconfident and base construction planning on a best guess about the future, scenarios raise the quality of strategic thinking and broaden perspectives, Scenarios help to develop robust strategies regarding different possible futures. (Sources: http://www.projectmara.com/134.0.html) 3.0 Introduction Strategy formulation is vital to the well-being of an organization, it using three phases to analysis the strategy management process which is diagnosis, formulation and implementation to help the corporation to achieve organizational goal. In the three aspects of strategy formulation it can dividend into various level of strategies which is business level strategies, corporation level strategies and international strategies. Each strategy was a different focus, need to address the strategic development and management phases and it support and affect between each other. It should be consistent for a mutually supportive way, constitute an integrated together hierarchy of strategies. 3.1 The relationship between corporate level strategies, business level strategies and international level strategies. The corporate level is thinking about what business are we in? How we created by the value of your business and ensure your business will successful in long-term period by managing your portfolio of business. To ensure that all operations are compatible, we need to develop the business units, and sometimes to make sure each business in your portfolio are compatible with each other. The business level is thinking about how we achieve the goal or an objective which was set by the corporate level. Normally this level will support by the functional to ensure it will be success. The international level is how we finding a new opportunity or other resources to our corporate to ensure it can be survive in the long term period and make sure it have the competitive advantages among our competitor. In other to come up with strategies, there are 2 approaches we need to consider which is 3.2 Resources based approach The two fundamental reason for making the resources and capabilities of the firm are Internal resources and capabilities which provide the basic direction for a firms strategies and resources and capabilities which are the primary sources of profit for the firm. Normally the resources based view will base on internal strength of the organization and compete with external environment. The diagram below is outline the framework of 5 stages to procedure which analysis the strategies formulation of the firm based on the resources based approach (http://books.google.com.my/books?hl=enlr=id=Pv3wzZ0z7R0Coi=fndpg=PA135dq=resources+based+approach+to+strategies+formulationots=E0iz50x-w-sig=FBf9lP-Lv1qJkXrVAj4lIx9bAU8#v=onepageqf=false) RBV explains that a firms sustainable competitive advantage is reached by virtue of unique resources which these resources have the characteristics of being rare, valuable, inimitable, non-tradable, and non-substitutable as well as firm specific. (Sources: Barney 1999 cited by Finney et al.2004, p.1722) For example McDonald using the Resources based approach to ensure their become more unique compare to their competitor and gain some competitive advantages in the market. In order to have a unique ability they use the M as their logo, so that all customers know that this is a glance of the McDonalds restaurant. They prepare French fries and hamburgers as their trademark in the other hand, McDonalds, it is obvious they have the courage ability to face the fact that competition with other international fast food chains. With its enormous market share and the experience in this industry for many years, other companies that they have strengths and the other party is difficult to imitate by other companies (http://www.mightystudents.com/essay/Use.Resource.Based.49020) 3.3 Porter 5 force 2.0 Business Level Business strategy and framework to achieve a specific level of the enterprise and make the organization become successful. Usually involves the company will decide how to compete in our chosen business or strategic business units. (Strategy Formulation benefits http://www.referenceforbusiness.com/encyclopedia/Str-The/Strategy-Formulation.html#ixzz0lqGsD9b3) Adopted from Michael E. Portel(1980) Competitive strategy is about being different. It means deliberately choosing to perform activities differently or to perform different activities than rivals to deliver a unique mix of value 2.1 Porters Four Generic Competitive Strategies Porters Four Generic Competitive Strategies is about how to make become so unique in the market and how to make the product got competitive advantage .Four strategies involved, and to what extent the wide range of activities of enterprises, and how to make their commercial products to distinguish themselves. Differentiation strategy will usually charge higher prices to increase product value, using the value-added features, service, convenience, quality customer. Such as the Mercedes-Benz car company, the premium price for the customer to buy a car, because it makes the buyer willing to pay that there is significant value to the car. ( http://tutor2u.net/business/strategy/competitive_advantage.htm) Cost leadership strategy is how to provide low-cost products and services than their competitors. This strategy is often used when a similar product or substitute products in market and price competition in the market is dominated by the price-sensitive buyers. Through sustained, exceptional efforts to reduce costs, and ensure that these strategies can be used successfully in the market. For example, Tescos competitors will do their shop daily price surveys to ensure that their products sold in cheaper prices to the other. ( http://www.tesco.com/todayattesco/pricecheck.shtml) Cost focus is a strategy which concentrates in a narrow focus and customer segments to the lowest price competition, and strives to lower costs than the competition advantage. For example a small shop on a side -street in a town in which they will order the clothes at lower price, or the cheapest electronic equipments which made in china. Different focus strategies is emphasis is concentrated in a narrow customer base, and competition through a variety of different features for example a high -fashion womens handbag ,clothes ,shoes and other. 2.2 Market positioning The key concept of the market positioning is how to make your product and service become unique and competitive advantages in the market by using pricing, quality, service, distribution and packaging. For example the product Nyquil was conceived as an excellent cough during the day but it will make people become sleepy after consume it. Because of the side effect of sleepiness, the company has be repositioning it and it become the night machine and help the company gain a cold remedy market .(http://www.tenonline.org/art/mm1/9305.html) 3.0 Corporate levels Corporate level is the scope of the different industries and markets the organization and considers what changes and strategies should be made in the growth of our goals or objectives. In the corporate level it got three components are useful which is 3.1 Growth strategies Ansoff matrix is a tool that helps business decides which strategy should be used and set the strategic direction for the business. It can be shown in the following chart: (http://tutor2u.net/business/strategy/ansoff_matrix.htm) In particular, the risk factors have increased further the strategy moves away from the known quantity, therefore, product development and marketing generally involves greater risk than `infiltration and diversity generally carries the greatest risk. 3.2 Portfolio analysis Portfolio analysis is concerned with making decision about the portfolio of lines of business or strategies business unit but not the companys portfolio of individual product. BCG growth share matrix model, which can help us analyze, as an industrial exhibition in the industry growth and market share related to the relative attractiveness of competitiveness indicators. McKinsey matrix is that it can be considered by both the industry attractiveness and competitive strategy customized composite variable. Single business strategy is very successful by using this method for example the early strategies of McDonalds, Coca-Cola company some of the advantage using this strategies is less ambiguity about who are and what we do ,concentrate the efforts of the total organization ,focus on long-term profits. 3.3 Corporate parenting This is a multi-related business, which involves the allocation of resources and management capacity, and in the whole portfolio of business activities. it need making some decision for business in below How to allocated the resources The critical factors make each business unit success and how to improve it Coordination of activities and ability to transfer between business units 4.0 International levels International strategy can also serve as global business, is close to the current market to the global market. Through the international strategy it will help companies creating new sources of competition, opened up new opportunities in the existing market. This is the 3 basic reasons why nowadays company will going international In order to increase sales and profits, multinational companies can expand market outlets, to open up development opportunities. Overseas sales can absorb additional capacity, reduce unit costs. They can also spread the risk of a wide range of market economy In order to gain a competitive advantage, multinational companies can find low-cost production facilities shut down and raw materials or cheaper labor. They can expand their distribution channels and access new technologies through joint ventures. In order to ensure raw material resources, transnational corporations engaged in global exploration, processing, transportation and marketing, raw materials (http://www.marcbowles.com/courses/adv_dip/module11/chapter7/amc11_ch7_two.htm) 4.1 Type of international strategies As we know they got 4 types of international strategy which is global strategies, transnational strategy, international strategy and multi-domestic strategies different strategies also got pros and corns which will show in the chart below Type of international strategies Global strategies Transnational strategies Multi-domestic strategies International strategy Advantages -Local economies. -Scale economies -Core competencies exchangeable. -Experience and location economies. -Locally responsive. Confers almost total local responsiveness on the products / services -Core competencies are exported to gain cost advantages through lower labour and transportation costs. -Limited local responsiveness Disadvantages -Unresponsive to local demand -Difficult to implement. -The term transnational may be used differently from person to person. There is no universally agreed definition. -Limited transfer of core competencies. -Limited experience and location economies. -Tends to produce a form of local autonomy which makes the local unit unresponsive to corporate headquarters -Limited local responsiveness. -Limited flexibility because of limited experience and location economies. Example Electronic goods such as TV and VCR. Motor vehicles. Shell, Unilever, Caterpillar Older MNEs of European origin Computers Foods Pharmaceuticals (Adopted from Zaleski, J. E. 2004, A lesson to learn: How automakers survive globalisation, Bangkok Post , 18 May, p. 2.) (Adopted from Hill 2005, Chapter 12, pp. 427-433.) 4.2 Franchising Top of Form Bottom of Form A commercial organization, which has been in charge of a company in exchange for a successful product or service to continue to work with other businesses operating under the franchisors trade name, and under the guidance and the franchisee, usually a contract relations . (http://www.investorwords.com/2078/franchise.html) For example McDonald after they selling the franchising to the local company their will provided the training to the staff in the restaurant and teaching them how to organize the business. ( http://www.mcdonalds.com.my/abtus/franchise/faq.htm) 4.2 Licensing Licensing is a business arrangement, one of the companies to another companys license to manufacture its products for a specified payment. By licensing patents, trademarks, copyrights, design your business, and other intellectual property rights to others. For example about 90 percent of the $160 million a year in sales at Calvin Klein Inc. comes from licensing the designers name to makers of underwear, jeans and perfume. ( http://www.entrepreneur.com/encyclopedia/term/82376.html) http://www.netmba.com/strategy/pest/ http://www.quickmba.com/strategy/pest/

The Internet :: essays research papers

THE INTERNET   Ã‚  Ã‚  Ã‚  Ã‚  In the last decade the Internet has grown from a dream into the most advanced reality. You can find practically anything you want to on the world's fastest growing tool. Computers are now very advanced and affordable so the Internet is also one of the most widely used tools. Like anything in the world the Internet also has a few bad points, however I think that the good points of the Internet out weigh the bad ones.   Ã‚  Ã‚  Ã‚  Ã‚  General information can be easily found on any subject with the simple click of the mouse. Many people use the Internet in genealogy research, or track down family or friends on a people search. The Internet can also take the place of a phone book with phone number search engines and yellow page directories. It can also be a great advantage when one is planning to travel; maps are easily accessed, and unlimited research can be done on a destination. One can easily find information on any hobby, and there is usually an Internet club for every hobby imaginable. If one is into games then there are demos for most computer games, or you could even play chess with someone overseas. There are also an unlimited number of personal ads to have fun with or maybe make a new friend. I am a music lover and there are an unlimited number of resources for all types of music. I have downloaded nearly 400 songs from the Internet, and it was all free and legal. If one does not have t ime to go shopping for Christmas there are millions of online stores for any type of gift; there are even online grocery stores. One can search huge databases of used or new cars until they find the one that is right for them. There are also thousands of classified adds to search through if the item one is looking for cannot be bought new or is discontinued. There are even online auctions where one can conveniently buy or sell new or used items. One can even pay their bills online. Of course if one wants to look into a product before they purchase it there are discussion forums on nearly every item. For the business man there are sites to buy, sell, research, or get quotes on one's stocks. All the top news groups have web sites, and there are even weather sites.

Information and computer technology on banking Essay

For over a decade, the rapid advancement in information and communication technology has significantly affected the banking industry. The banking sector has embraced the use of technology to serve its client’s faster and also to do more with less. Emerging technologies have changed the banking industry from paper and branch based banks to â€Å"digitized and networked banking services†. Unlike before, broadband internet is cheap and it makes the transfer of data easy and first. Technology has changed the accounting and management system of all banks. And it is now changing the way how banks are delivering services to their customers. However this technology comes at a cost, implementing all this technology has been expensive but the rewards are limitless. The banking sector was one of the first to embrace rapid globalization and benefit significantly from IT development. The technological revolution in banking started in the 1950s, with the installation of the first automated bookkeeping machines at banks. This was well before the other industries became IT savvy. However, in Bangladesh the revolution started in 1990s. Present Status: A good number of technology driven services are provided to the customers by the Private Commercial Banks (PCBs), Foreign Commercial Banks (FCBs)and Nationalized Commercial Banks (NCBs). The FCBs operating in Bangladesh like Standard Chartered Bank and HSBCare the pioneers to introduce technology driven banking facilities. Thesebanks provide services like ATM, debit card, credit card, Point of Sale (POS)services, internet banking, phone banking, any branch banking, ElectronicFund Transfer (EFT). Along with these services Standard Chartered Bank isproviding KIOSK service to its customers. Among the local banks, the PCBs are ahead of the NCBs in providingtechnology driven banking services. A limited number of technology drivenservices are being provided by the private Islamic banks in Bangladesh. For sending foreign remittance NCBs and some PCBs are working collaboratively with mobile phone service operators. Application of computer based services in Bangladesh: Electronic Fund Transfer (EFT), SWIFT and MICR cheque are being provided by all the banks. All the banks except Uttara Bank are providing any branch banking to the customers. All banks have debit card facilities for their clients except Citi Bank NA. First Security Islami Bank Limited, Uttara Bank Limited and Citi Bank NA have no own ATM booth. First Security Islami BankLimited is going to establish their own ATM booth. They have already selected the palce for 100 ATM booth and expect to launch within very short possible time.

Gerunds, Participles, and Infinitives Explained

Gerunds, Participles, and Infinitives Explained A verbal  is a word derived from a  verb  that functions in a sentence as a  noun  or  modifier  rather than as a verb. In other words, a verbal  is a verb that acts like a different part of speech. Verbals include  infinitives,  gerunds  (also known as  -ing  forms), and  participles  (also known as  -ing  forms  and  -en  forms). A word group based on a verbal is called a  verbal phrase. Each of these verbals is often part of a phrase, which includes related modifiers, objects, and  complements. What Are Participles? A participle is a verb form that can be used as an adjective to modify nouns and pronouns, as in this example: The children, crying and exhausted, were guided out of the collapsed house. Crying is a present participle, formed by adding -ing to the present form of the verb (cry). Exhausted is a past participle, formed by adding -ed to the present form of the verb (exhaust). Both participles modify the subject, children. All present participles end in -ing. The past participles of all regular verbs end in -ed. Irregular verbs, however, have various past participle endings- for instance, thrown,  ridden, built, and gone. A participial phrase is made up of a participle and its modifiers. A participle may be followed by an object, an adverb, a prepositional phrase, an adverb clause, or any combination of these. For example, in the following sentence the participial phrase consists of a present participle (holding), an object (the torch), and an adverb (steadily): Holding the torch steadily, Jenny approached the monster. In the next sentence, the participial phrase consists of a present participle (making), an object (a great ring), and a prepositional phrase (of white light): Jenny waved the torch over her head, making a great ring of white light. What Are Gerunds? A gerund is a verb form ending in -ing that functions in a sentence as a noun. Although both the present participle and the gerund are formed by adding -ing to a verb, the participle does the job of an adjective while the gerund does the job of a noun. Compare the verbals in these two sentences: The children, crying and exhausted, were guided out of the collapsed house.Crying will not get you anywhere. Whereas the participle crying modifies the subject in the first sentence, the gerund crying is the subject of the second sentence. What Are Infinitives? An infinitive is a verb form- often preceded by the  particle  to- that can function as a noun, an adjective, or an adverb. Compare the verbals in these two sentences: I dont like crying in public unless Im getting paid for it.I dont like to cry in public unless Im getting paid for it. In the first sentence, the gerund crying serves as the direct object. In the second sentence, the infinitive to cry performs the same function. Exercise: Identifying Verbals For each of the following sentences, decide if the word or phrase in italics is a participle, a gerund, or an infinitive. The childrens singing and laughing woke me up.Jenny likes to dance in the rain.There are many ways of breaking a heart.A broken heart will mend over time.Happiness is having a large, loving, caring, close-knit family in another city. - George BurnsI believe that laughing is the best calorie burner.I dont want to achieve immortality through my work. I want to achieve it through not dying. - Woody AllenI dont want to achieve immortality through my work. I want to achieve it through not dying. - Woody AllenIt is not enough to succeed. Others must fail. - Gore VidalSucceeding is not enough. Others must fail. Answer Key Gerund: In this sentence, the words  singing  and  laughing function as nouns, making them gerunds.Infinitive: You can tell that  to dance  is an infinitive because to precedes the word dance.  Gerund: The verbal  breaking  serves as a noun. It is also the object of the preposition  of.(Past) participle: Implied in this sentence is the verbal phrase, that  has been  preceding the verbal,  broken, making it a past participle, which indicates something that happened and was completed in the past.(Present) participles:  Loving and caring  are actions that are occurring in the present, making these verbals present participles.Gerund:  Laughing  is a noun making it a gerund.Infinitives: The verbal to achieve, in both cases, is an infinitive because its a verb preceded by  to.Gerund:  Dying  is used as a noun in the sentence.Infinitive:  To succeed  is an infinitive- a verb preceded by  to.Gerund:  Succeeding  is a noun here; indeed, it is th e subject of the first sentence, making it a gerund.

Franklin D. Roosevelt Essays (1030 words) - The Holocaust In Germany

Franklin D. Roosevelt Essays (1030 words) - The Holocaust In Germany Franklin D. Roosevelt In 1929, President Herbert Hoover declared, with confidence, that, "We in America today is nearer to the final triumph over poverty than ever before in the history of any land."1 The decade of the 1920s was one of unbounded prosperity and optimism. The stock market was up, credit buying was at an all-time high; cars, radio, television and jazz were popular. All this brought major changes to the American way of life. Then, without warning, the stock market crashes. The 29th day of October marked the end of the Jazz Age and the beginning of the Great Depression. Industrial and farm production dropped rapidly and unemployment rose from 4 million to 8 million to 12 million between 1930 and 1932! The jobless lived as drifters in small cities of tin huts known as "Hoovervilles." Banks closed down as everyone withdrew all of their money out of fear of losing it. People were in bread lines that spanned many blocks while once successful businessmen sold fruit on street corners. The systems had failed and the people lost trust in their government. A cold March day brought on the close of every bank at noon. All the president had to say was, "We are at the end of our string."2 In March of 1933, the people decided to elect a 51-year old man named Franklin Delanor Roosevelt. He had assured the people he had a way to fight the depression that had engulfed the country, he brought them "The New Deal." Making good on his pledge for action, FDR enacted the first phase of his plan which included getting the banks back on their feet and fixing the economic and social disaster created by the crash. He gave jobs to the unemployed through the Public Works and Works Progress Administrations. And the National Recovery and Agricultural Adjustment Administrations were used to reopen businesses and put farmers back into production. To the American people, he truly gave them "a New Deal." On the other hand, when the German economy collapsed in the beginning of the 1930s, people began to see Hitler's propositions with a more open mind. The depression spread through the country as inflation, which was created by wiping out savings, had thrown many of the middle classes down into the poverty level. Many civil servants and small shopkeepers were swindled out of their life's savings by clever, fast-talking salesmen. These people were the ones looking to Hitler for salvation from their problems. Hitler ascribed all of the present suffering to the Jews. He propagated that the Russian Jews were responsible for the corruption in the government, Western Jews were responsible for the inflation and the German Jews were profiting from all of the suffering. 'The Jews are our misfortune,' was a common cry in the German National Socialist Workers' Party. In January of 1933, Adolf Hitler was appointed to the position of Chancellor by President von Hindenberg in hopes of recreating their crippled economy. By July he had reconstructed the government to his liking, sending any opponents to concentration camps. He created the Enabling Act, which gave him unlimited dictatorial power, in March. In August of 1934, von Hindenberg passed away and Hitler announced his own presidency for life. In the early days of Hitler's regime, he relied on the industrialists and on their political representatives, the German National Party. Soon enough, though, Hitler began to ignore what the German National Party had to say and then finally expelled them completely from the government. There was on room for Hitler in Hitler's new state. With the new government came a strong need for military rearmament, which, in turn, eliminated nearly all unemployment as the industry exploded. The liquidating of Jewish businesses allowed non-Jewish companies to prosper greatly. He eventually eliminated all of his enemies, sent all Jews to concentration camps and then led Germany into World War II. In the 1930s, these two political leaders, Adolf Hitler and Franklin D. Roosevelt, were each facing the same economic crises at the same time. Although both of the leaders spoke to their people about saving the country from economic disaster, we can see the contrast in their actions and the prosperity of their countries. If the two leaders' roles were

The Impact of Advertising on Consumer Behavior Dissertation

The Impact of Advertising on Consumer Behavior - Dissertation Example Advertising requires a high level of competence in order for the advert to have an impact on consumer behavior (Murray, 1973, p. 156). In order to impact on the consumption behavior of the market, the management has to come up with appropriate strategies that will take care of customer interests and desires an aspect that will convince target consumers to shift towards the product. The drafting of the message to be used, selecting the budget, media to be used in spreading the message and the actual advertising plays a crucial role in determining peoples response towards the message. All these factors should, therefore, be taken care of in order to ensure that message has an impact on the target consumer (Armstrong & Kotler, 2011, p. 167). The use of visual aids or pictures has increased over the last few decades. Unluckily, availability of a marketing or consumer hypothesis to explain on the forms of pictorial gambits presented in promotion (Malkewitz et al, 2003, p. 13). This resear ch will employ an empurpled strategy to understanding and organizing the advertising pictures (McQuarrie and Mick, 1996, p. 427). We will make several assumptions in this research. First, we will assume that the marketers choose the pictures from a palate; secondly, pictorial factors can be associated with consumer reactions. Thirdly, we will assume that the palette has an inner composition which aids in indicating the effects that each pictorial factor will bring to the consumers.  

Obama Housing Refinance Proposal and Program Essay

Obama Housing Refinance Proposal and Program - Essay Example According to the research findings it can therefore be said that President Obama announced a new plan to help struggling homeowners who are current on their mortgages, but underwater by refinancing. Mortgage rates are currently at historical lows and Obama would like to make refinancing into these historic rates available to more homeowners across the country. Obama anticipates providing relief to about 3.5 million people with underwater mortgages. Obama expect the average homeowner to save roughly $300-$500 a month by refinancing into these new low rates. He explained that refinancing would help free up additional money for consumers, therefore helping to stimulate the economy. Obama faces stiff opposition from Republicans in Congress on his refinancing plan, which must first pass congress. United States is known as the ‘land of opportunities’ and people from all over the world come to the country in hope of a better future. But this land of opportunities is facing some serious crisis lately. The financial crisis of 2008 has hit the country badly and has affected the majority of the population. Approximately 11 million people are suffering from serious financial watershed and they cannot even afford a proper shelter to live in. The reason for these problems in the United States and the attempts that American President Barack Obama made to ease the issues of the citizens will be discussed in this paper. The residents of the United States were mortgaged in large numbers and therefore the collapse of the housing market forced many people out on the streets. The homeowners were to pay off the amount of money that was worth more than their houses which was due to the decrease in property rates all over the country. This is where the decision maker Obama stepped in. He decided to revise the Housing Refinance Proposal that would bring out the homeowners from their misery. Previous Financing Policies The United States government is well known for their ex tra ordinary Housing Finance Policies. The housing policies of the country are considered as standards for the less developed countries. Let’s discuss briefly about the previous Financing Policies that were implemented by the United States government. The United States Housing Policy allowed residents to have tax deductable interest payments. This practice is unique because a certain amount of tax is always applied on the interest payments for loans in different parts of the world (Barth, et. al.178). The deduction of tax meant a great assistance for the house owners of the country. Furthermore, the United States government also set up an organization that would be responsible for providing securities to the loan borrowers. The organization was named as the Federal Housing Administration and the FHA was there to handle the security issues. Therefore no one was denied a loan because of absence of security or collateral. Unfortunately the policies that were devised by the US go vernment did not work even though they contained some points that were exemplary for the rest of the world. The Housing Policy of the US failed dramatically because every other person was given loans that they couldn’t afford. The assumption behind the policies was that property prices will continue to increase in future. The reason behind the failure was also the benefits provided to the borrowers. Giving loans without proper collaterals was a big mistake of US administration. Issues of the existing policies and poverty of people The policies that were set up by the US government were for the prosperity of the homeowners. US being a democratic nation, prevailing policies were not appreciated by all. Many banks austerely protested against the deduction of tax. According to their point of view, excluding the tax would not be fruitful for the banks in the long run. Also the numbers of the customers getting loans certainly increased as a result of these policies. This resulted i n more